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. All upfront charges, including but not limited to, sales tax, license and registration fees. All finance charges you incurred after you first reported the problem to the manufacturer, or authorized dealer. Under the law, the refund is reduced by a “reasonable allowance” for your use of the vehicle. The following formula is used to calculate the refund: Some individuals are incapax which means that by virtue of mental incapacity or other cause they are incompetent to contract. Where such individuals are sold necessaries (i.e. items such as food, drink and clothing) they must pay (and indeed are only obliged to pay) a reasonable price for them (SOGA, s.3(2)). The law on sales to children is regulated by the Age of Legal Capacity (Scotland) Act 1991 (“ALC”) ref.: http://femtalent.cat/library/credit-cards-and-the-law-legal-almanac-series
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. Without guidance from the Code, courts have taken a number of different approaches to such contracts. These varied tests encourage opportunistic behavior: sellers withhold information about implied warranties during negotiations, and can later claim they do not apply. Uninformed buyers must either forfeit their warranty protection or resort to an expensive court determination of the Code’s applicability online
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. A business fails to tell you relevant information regarding your product or service or misleads you in any way. A business uses "Bait and Switch" advertising - a technique by which the seller advertises an item for sale at a particularly good price or terms but does not really want to sell that item , e.g. http://fredyutama.com/ebooks/billpayers-rights
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